Articles
What to Check Before Signing an Aged Care Agreement
01 October 2026
What to Check Before Signing an Aged Care Agreement
Entering residential aged care involves several important decisions, and one of the most significant is signing the aged care agreement.
Wh…
How to Prepare for Your First Meeting with an Aged Care Adviser
04 September 2026
How to Prepare for Your First Meeting with an Aged Care Adviser
Planning for residential aged care involves more than choosing a suitable facility. Families are often faced with important financ…
A Complete Checklist for Touring an Aged Care Home in Australia
12 August 2026
A Complete Checklist for Touring an Aged Care Home in Australia
Visiting a residential aged care home is an important step in choosing the right environment for your loved one. While brochures…
Signs It May Be Time to Consider Residential Aged Care for a Loved One
15 June 2026
Signs It May Be Time to Consider Residential Aged Care for a Loved One
Making the decision to move a loved one into residential aged care is rarely easy. For many families, it comes after…
How to Compare Residential Aged Care Homes: 12 Questions Every Family Should Ask
22 April 2026
How to Compare Residential Aged Care Homes: 12 Questions Every Family Should Ask
Choosing a residential aged care home for a loved one is one of the most important decisions a family can make. W…
Understanding the Aged Care Journey
16 March 2026
Understanding the Aged Care Journey
For many families, the moment aged care becomes a serious conversation is the moment everything suddenly feels complicated. There are assessments to organise, fun…
The new aged-care rules: what they mean now
27 January 2026
The new aged-care rules: what they mean now
Australia’s new aged-care funding rules have now been in place for several months, and while the headlines have faded, the practical impacts are becoming…
The new aged-care rules you need to know about
12 December 2025
This article was originally published in Money Magazine on 14/11/2025
Two weeks have passed since Australia's new aged-care reforms came into effect.
The changes put more onus on residents, particu…
Self-funded retirees face $50,000 per year aged care hit in 'seismic' change from today
26 November 2025
This article was originally published on Yahoo Finance on 01/11/2025
The way residential aged care works is changing on November 1 and it's set to be far more expensive for some residents.
Self-fun…
What the major aged care changes mean for fees and costs
01 November 2025
This article was originally published in The Australian on 31/10/2025
A major overhaul of aged care funding takes effect this Saturday, and if you're considering residential care in the coming month…
Rising Costs and the Future of Aged Care Planning in Australia
31 October 2025
Rising Costs and the Future of Aged Care Planning in Australia
Planning for aged care has always been complicated - but with Australia’s aged care costs continuing to rise, preparation has never bee…
Home Care vs Residential Aged Care
30 July 2025
It is totally understandable that most older people wish to stay at home for as long as they can. Many have lived in their homes for decades and raised families there. Homes, and the comfort and in…
Ten Key Questions on Aged Care – July 2025
30 July 2025
Note: All figures & information accurate at time of publication, before the November 1, 2025 changes
Anyone who has dipped their toes into the confusing and arcane world of the Australian aged-c…
Self-funded Retirees Face Higher Aged Care Fees from 1 November
01 July 2025
Self-funded Retirees Face Higher Aged Care Fees from 1 November
On November 1 a seismic shift will take place in the Australian aged-care industry - more Australians, especially those with means, wi…
Four Ways to Potentially Save Hundreds of Thousands of Dollars in Aged Care
05 June 2025
Four Ways to Potentially Save Hundreds of Thousands of Dollars in Aged Care
As Australians live longer, more and more will end up in residential aged-care. The number of people in permanent aged care…
Self-funded retirees face soaring costs under aged care change from November as Michael Horin lays out 'complex' industry
03 June 2025
Clarity lays out the “complex” aged care industry as a change will come into effect from November 2025 where self-funded retirees could see fees increase upwards of $50,000. Labor’s Aged Care Act, wh…
Understanding the Means Tested Care Fee for Aged Care: A Guide for Families
10 April 2025
Understanding the Means Tested Care Fee for Aged Care: A Guide for Families
The journey into aged care is accompanied by complex financial considerations, including the means tested care fee that det…
Why Self Funded Retirees Will Bear Brunt of Changes to Aged Care
07 April 2025
Apart from a freeze in the deeming rate at 2.25% – announced before the budget – and an extra $2.6 billion allocated to 60,000 aged-care nurses to ‘deliver high quality care for Australians’, there w…
The Complete Guide to Aged Care Costs in Australia: Understanding the Financial Options and Obligations
04 April 2025
Note: All figures & information accurate at time of publication, before the November 1, 2025 changes
Introduction
Why it is crucial to understand aged care costs
The aged care system in Australia…
Clarity Aged Care Advisors – Helping Families Care for Their Own
24 February 2025
Clarity Aged Care shares the inspiration behind the rebranding of their service that helps people navigate aged care.
A new chapter: Clarity Aged Care Advisors
For the past decade, Joseph Palmer…
Major Changes Coming to Aged Care: What to Know Before November 1st, 2025
14 February 2025
The Australian Government is overhauling the Aged Care Act with significant aged care changes in 2025 set to take effect on 1 November 2025. This move replaces the existing 1997 Act and is a key part…
Selling the Family Home to Pay for Aged Care: What You Need to Know
20 September 2024
The number of Australians aged 85 and over is predicted to triple in the next 35 years. As Australians live longer, more and more will end up in Residential Aged Care with the number of beds requir…
The Future of Australia's Aged-Care Industry
18 March 2024
There has been much deliberation about the future of the aged care industry in Australia, including the Aged Care Royal Commission in 2021, which provided a whopping 148 recommendations to the fede…
Choosing an Optimal Aged Care Plan
21 October 2021
OVER the past year or two, the aged-care sector has been bashed from pillar to post. The interim report from the Aged-Care Royal Commission was blunt in its condemnation of some parts of the indust…
Asset-Rich and Cash-Poor: The Low-Rates Dilemma
11 February 2020
I recently met a new client, a divorcee with two teenage sons who, on the face of things, appeared to have no financial worries. She has $6.5m in total assets, including a family home with no…
In a More Caring World
17 October 2019
Over the past year, the royal commission into aged care has conducted hearings in Adelaide, Sydney, Broome, Perth, Darwin, Cairns, Mildura and Brisbane. Commissioners Richard Tracey and Lynelle Bri…
Sign Up with Care
13 February 2019
People are living longer and that means more and more of them – and their families – are having to look at options for retirement living and aged care.
The number of people in permanent aged care…
The Age of Complexity
03 July 2017
Slowly, some might say stealthily, the government is putting a greater onus on Australia’s elderly and their families to stump up a greater amount for their aged-care fees.
On January 1 this year…
Cost of Care
12 October 2016
Rodney Horin, aged-care specialist and managing director of Clarity Aged Care Advisors, answers some of the most commonly asked questions about the intricate and often confusing world of aged care…
Caring Advice
09 August 2016
As people live longer, more and more will end up in residential aged care. The number of people in permanent aged care in Australia is expected to triple over the next 35 years, from 225,000 today…
Questions About Care
14 May 2014
With a growing numbers of seniors in our community going into aged-care, and numbers expecting to increase as our population ages, it is now more important than ever to understand the intricacies o…